{"id":1704,"date":"2015-03-02T19:00:10","date_gmt":"2015-03-02T19:00:10","guid":{"rendered":"http:\/\/www.fmabogados.com\/tenerife\/?p=1704"},"modified":"2017-01-29T21:39:41","modified_gmt":"2017-01-29T21:39:41","slug":"indemnizacion-en-accidente-sin-itv","status":"publish","type":"post","link":"https:\/\/www.fmabogados.com\/tenerife\/indemnizacion-en-accidente-sin-itv\/","title":{"rendered":"Indemnizaci\u00f3n en accidente sin ITV"},"content":{"rendered":"

Indemnizaci\u00f3n en accidente sin ITV, \u00bfun problema?<\/h2>\n

Sufr\u00ed un accidente de tr\u00e1fico y mi coche no hab\u00eda pasado la inspecci\u00f3n t\u00e9cnica \u00bftendr\u00e9 problemas para cobrar la indemnizaci\u00f3n en accidente sin ITV?<\/h3>\n

\"indemnizaci\u00f3n<\/p>\n

Me hac\u00eda una consulta al respecto un cliente esta tarde. El caso ser\u00eda el siguiente: mi cliente sufre un accidente de tr\u00e1fico<\/a>, a ra\u00edz del cual resulta con lesiones. La culpa, seg\u00fan el atestado de la guardia civil y varios testigos presenciales, es del otro. Lo que sucede es que a la hora de examinar la documentaci\u00f3n de ambos veh\u00edculos, el agente de la guardia civil detect\u00f3 e hizo constar que nuestro cliente no hab\u00eda pasado en plazo la inspecci\u00f3n t\u00e9cnica de veh\u00edculos. Y entonces le surg\u00eda la duda: \u00bfpuede el seguro negar la indemnizaci\u00f3n en accidente sin ITV<\/strong>?<\/p>\n

Para responder a esta cuesti\u00f3n hemos de entender en base a qu\u00e9 recibimos una indemnizaci\u00f3n cuando sufrimos un accidente de tr\u00e1fico <\/a>con da\u00f1os personales. La base de la indemnizaci\u00f3n es que el da\u00f1o que hemos sufrido se ha producido a consecuencia de una acci\u00f3n imprudente de una tercera persona. Esto es, alguien ha tenido la culpa del accidente en el que nos hemos visto implicados y en consecuencia ese alguien (directamente o a trav\u00e9s de su compa\u00f1\u00eda de seguros) ha de reparar el da\u00f1o causado a las v\u00edctimas. Por lo tanto, a la hora de pensar en la indemnizaci\u00f3n en accidente sin ITV<\/strong> deberemos preguntarnos: \u00bfel hecho de que no haya pasado mi coche la inspecci\u00f3n ha influido de alguna manera en la producci\u00f3n de un accidente?. En el caso del cliente que les relataba al principio del art\u00edculo, est\u00e1 claro que no, que el accidente se produjo por la culpa de un tercero y que aunque el cliente tuviera todos sus papeles e inspecciones en regla y al d\u00eda el siniestro no se hubiera podido evitar.\"FM<\/a><\/p>\n

De hecho, hace ya bastantes a\u00f1os represent\u00e9 a un chico que conduc\u00eda un coche sin seguro. El muchacho adem\u00e1s no ten\u00eda carnet de conducir y para m\u00e1s inri, iba borracho. Pero se acredit\u00f3 que la culpa del siniestro era del otro conductor, y en consecuencia a mi cliente le acabaron indemnizando (aunque eso no le salv\u00f3 de un par de multas por parte de los agentes de la local que instruyeron el accidente)<\/p>\n

Por lo tanto, como decimos, tendremos derecho a una indemnizaci\u00f3n en accidente sin ITV<\/strong> siempre que esa carencia no influya de alguna manera en el accidente. Estoy, pensando, por ejemplo, en ese accidente que se produce porque nos fallan los frenos debido a un mal mantenimiento que -de pasar la inspecci\u00f3n t\u00e9cnica<\/a>– posiblemente se hubiera detectado.<\/p>\n

Tambi\u00e9n es falso -o al menos en casi veinticinco a\u00f1os de profesi\u00f3n no he conocido ning\u00fan caso- que las aseguradoras se desentiendan del pago a terceros por los da\u00f1os que causemos si nuestro veh\u00edculo no ha pasado la ITV. Cosa distinta es que el siniestro se produzca por un fallo del veh\u00edculo ajeno a la conducci\u00f3n, en cuyo caso podr\u00edan rechazar el siniestro, pero no por falta de ITV, sino porque el seguro s\u00f3lo cubre la responsabilidad de su asegurado, y no fallos mec\u00e1nicos.<\/p>\n","protected":false},"excerpt":{"rendered":"

Indemnizaci\u00f3n en accidente sin ITV, \u00bfun problema? Sufr\u00ed un accidente de tr\u00e1fico y mi coche no hab\u00eda pasado la inspecci\u00f3n t\u00e9cnica \u00bftendr\u00e9 problemas para cobrar la indemnizaci\u00f3n en accidente sin ITV? Me hac\u00eda una consulta al respecto un cliente esta tarde. El caso ser\u00eda el siguiente: mi cliente sufre un accidente de tr\u00e1fico, a ra\u00edz […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[1],"tags":[155,14],"class_list":["post-1704","post","type-post","status-publish","format-standard","hentry","category-accidentes-de-trafico","tag-accidente-itv","tag-indemnizacion"],"yoast_head":"\nIndemnizaci\u00f3n en accidente sin ITV - 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